Pensions

Relying on the State Pension may not prove to be adequate for a comfortable retirement. For this reason, individuals may wish to make use of a personal pension, or a good employer pension scheme.

Blue Spire can provide individuals with quality pension advice and support. We can help you:

• Decide upon which type of employer pension scheme is suitable for you – a defined benefit scheme or a defined contribution scheme
• Determine whether you could benefit from investment in a personal pension scheme
• In the event that a personal pension policy is suitable, we can assess whether premiums may be payable net of basic rate tax relief
• Assess whether your retirement finances could be boosted through your home, either through downsizing or equity release.

The knowledgeable team here at Blue Spire can assist in all aspects of pension and retirement planning. For more information, please contact us.